Hi Everyone! I am excited to have Rick from FitFin here today to give us some great tips on budgeting. He is also going to share with us an awesome app that makes it easy to keep a budget. He is also giving away $50 gift card to Amazon. Thank you Rick for this timely post!
My name is Rick Portillo and I created a website/web app called FitFin to help me manage my day-to-day spending. I’m very excited to share it with The Dwelling Tree community! To encourage you all to try it, I’m giving away a $50.00 Amazon.com gift card. Anyone who signs up atwww.fitfin.com will be entered into a drawing to win the gift card! You can earn one contest entry by creating an account (it’s free), another by signing up for our newsletter (no spam), and an entry for each person you refer who signs up.
FitFin is short for Fit Finances. Those of us who want to get into better physical shape try to do so by exercising regularly and watching what we eat. Same concept with FitFin: We’ll get into better financial shape by reviewing our budget regularly and watching what we spend.
Reviewing our budget? Sounds about as fun as a root canal, right? With FitFin, you only need to look at your budget for about ten seconds to know exactly what’s going on. By the way, did you know that over 60% of Americans don’t budget? And a lot of us who do rarely review it. Why? Because budgets are boring! You’d probably rather clean out the garage than think about budgeting, right? Me too—and you should see my garage!
FitFin makes it easy though. We combine your budget with your shopping list. This pairing probably sounds about as natural as chocolate-covered pickles, but let me explain how it works. FitFin is three tools in one: A budget, an expense tracker, and a shopping list—and they all work in sync.
You set up your budget(s) in seconds. You can create budgets for things like groceries, dining out, etc. You can also set temporary budgets for vacations and the holidays. Both individual budgets and an aggregated budget are summarized on our Budgets Overview page, so you’ll know where you stand in seconds. There are even historical charts to help monitor spending over time.
The expense tracker is great because you can add an expense quickly, take a picture of your receipt, and attach it to the expense (no more receipt piles!). FitFin organizes your expenses, so you can sort them by store or by date. Each expense is tallied against the budget to give you real-time spending-to-budget info. You can also split expenses between multiple budgets.
Shopping lists. According to Reader’s Digest, eighty percent of what we buy at the grocery store is purchased every week. Rather than write milkon a piece of paper 52 times a year, store it permanently (and never leave it on the counter!). You can also save an item’s price and quantity. Then when you activate items on your list, FitFin will give you an estimated spend total for the list. Something else that’s nice: There’s a “Check budget” link right on the shopping list! Isn’t it better to know what you’re going to spend ahead of time and how that affects your budget?
The idea for FitFin popped into my head while I was in the baby aisle at Target. I’m not a financial guru—I’m a dad who needed to budget, but hated doing it so badly that I found a better way.
Please give FitFin a shot. It’s free, works great, and it could get you a $50.00 gift card to Amazon.com. All good things.
Drop us a line at firstname.lastname@example.org with questions or comments.
Contest is open to US/ Can Residents 18+ older. All entries will be verified. Thanks!