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25 Days of Saving Money


I am going to get vulnerable with you all. I have a REALLY,Β reallyΒ hard time saving money. I am by no means an over-spender, and am happy to buy things on clearance or at thrift stores.

Maybe too happy.

The time has come that what I really need to do is save some money, and fast. I have goals I hope to save for this year: a vacation with my daughter, lots of dental work, and music classes for my daughter. Not cheap.

The only way I can save up for these goals is by cutting out spending.

The problem is: I am unfortunately addicted to things that are not necessities.

Starbucks, thrift shopping, seeing friends over a nice appetizer…

I am putting myself on a 25 day spending freeze. I have tried doing this before. And I failed. Miserably.

This time I feel more motivated. I WANT to do this. I will be cutting out all non-essential spending. Food and gas is included, and medical needs. But that is it.

For the month, I will be cutting out the following:

-eating out

-Starbucks (and all coffee in general). πŸ™


-Clothes/ toiletries





I do have on event planned (a fun night out with a friend), which I am budgeting $20. I plan to eat at home and take my lunches to work.

I am excited to see how much I can save this month.

No more dropping in at Target, Goodwill, or any other stores. My goal is to find other ways to spend time- working out, playing with my daughter, or calling a friend.

And I am banning myself from Ebay.

Here goes!

I, Tiffany, commit to 25 days of non-essential spending. I will eat at home, ban Starbucks, and only buy essentials that I NEED (not want).

Have you done this before? I am excited but really nervous.

I am following this plan from Living Well Spending Less.Β 

See you in a few days. Join me?

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  • Reply Erin Soto

    I should legit challenge myself to this. Its so hard to see when money is needlessly spent. It adds up so quick! Good luck!

    February 17, 2015 at 4:52 pm
  • Reply Chloe West

    Good luck! I need to try this too. I just spend whenever the hell I feel like it and my bank account and savings are feeling it!

    February 17, 2015 at 6:43 pm
  • Reply Kimberly

    I need to do this! Or at least ban myself from Etsy and Zulily!!

    February 17, 2015 at 7:21 pm
  • Reply Christine Rosko

    I’ve cut eating out with an exception maybe once a month and it’s saved me a ton of money. I also make most of my coffee. I’ll buy k-cups when they’re on sale and stock up. The last time I bought some was back in November for like $60 and I still have four boxes to go through. That’s only like 12 Starbucks drinks. My downfall is events. having to go to those in the city cost me cab money and that is so easy to blow. Good luck! You can do it πŸ™‚

    February 18, 2015 at 8:59 am
  • Reply Robyn Black

    i am the same way! i love getting coffee, going out to lunch, and thrifting! if it’s on clearance it doesn’t count as spending right?! haha! but it’s bad… my husband & i are both like this and it makes budgeting difficult b/c we don’t stick to it. i need to try a 25 day spending freeze too!

    February 18, 2015 at 9:13 am
  • Reply Kate @ Green Fashionista

    You’ve got this gurlie! It’ll be tough, but you can do it! I’ve found that the easiest way to save money is by not going out to eat/drink. I bring my lunch to work 99% of the time, and my husband and I try to avoid going out to eat on a regular basis unless we’re hitting up a happy hour with 1/2 priced apps and cheap drinks πŸ™‚
    Where are you hoping to go on vacation?

    February 18, 2015 at 9:18 am
  • Reply Robin Rue

    My only vice in life is my Dunkin Donuts addiction. I don’t think I could give that up LOL. I wish you the best of luck, though!

    February 18, 2015 at 10:11 am
  • Reply mena & taty

    I have never done that before. I think I will crave everything more knowing I am so limited

    February 18, 2015 at 11:47 am
  • Reply Pixie Dust Savings

    I have done this out of necessity before. We had no money- thankfully my stockpile and taking Financial Peace University helped quite a bit. Even though I don’t “need” to not spend now I have become a minimalist because of my no spend experience.

    February 18, 2015 at 11:54 am
  • Reply Mae

    Ooooo, good luck! I am interested to see how this goes! I have thought about freezing myself before, but have never done it. Maybe this will be my motivation to do it!

    February 18, 2015 at 12:21 pm
  • Reply Cindy

    I am excited to follow your 25 days. This sounds like something I need to do as well! Then I can see what’s really important!

    February 18, 2015 at 1:35 pm
    • Reply Tiffany Cutcliff

      I hope I can do it!

      February 18, 2015 at 3:56 pm
  • Reply Andrew's Reclaimed

    coffee, aye! that can add up real fast. I actually switched to instant coffee/milk/ice/sugar and it is so smooth and wonderful, and cheap.

    February 18, 2015 at 2:45 pm
    • Reply Tiffany Cutcliff

      I love this idea. I have been pouring two shots over ice and cream at home, but the espresso doesn’t always taste right. I take it instant coffee is less bitter right? Do you have a brand you recommend? I love that I can take it to go- too!

      February 18, 2015 at 3:56 pm
  • Reply Andrew's Reclaimed

    rockin’ blog, Tiffany! I would like to sponsor. Offer a giveaway or something?

    February 18, 2015 at 2:46 pm
    • Reply Tiffany Cutcliff

      Thanks Andrew! Yes, let’s set something up! Email me if possible- my contact info is on my page- or visit my sponsor page! πŸ™‚

      February 18, 2015 at 3:55 pm
  • Reply Jeanine @

    Good luck! Sounds great wish I could do it but seems something is always coming up!

    February 18, 2015 at 5:18 pm
  • Reply Liz Mays

    This is a really good challenge for yourself. It’s hard to cut out the little things!

    February 18, 2015 at 6:06 pm
  • Reply Donna L Ward

    My husband calls is a ‘spending moratorium’ – and my son has been doing just what you’re doing – I can hardly wait to hear your results and the feelings you go thru – Big hugs and it was a fun post!

    February 18, 2015 at 7:26 pm
  • Reply ashleigh walls

    Can’t wait to see your results with this! I know I have a small coffee habit that would probably save me money.

    February 18, 2015 at 8:02 pm
  • Reply Nina Say

    I need to do something like this. I spend way too much without much thought behind each purchase.

    February 18, 2015 at 8:19 pm
  • Reply Elizabeth O.

    I’ll cut down on dining out. I’ll save a lot of money by staying home.

    February 18, 2015 at 10:18 pm
  • Reply blm03

    I need to do some of this. We are trying to save for vacation./

    February 19, 2015 at 6:20 am
  • Reply Beth

    Best of luck! I would like to try something similar, but with my job, it’s hard to go without spending. If I were to do it, I wouldn’t include eating out though. For us, eating out is cheaper than buying everything we’d need to cook at home.

    February 19, 2015 at 8:01 am
  • Reply Roselynn787

    Good luck! I’ve definitely been on ‘no-buys’ in terms of polish. It’s my one down fall. The longest I have lasted is one month.

    February 19, 2015 at 9:31 am
  • Reply Kori

    I wish you the best of luck with this! I try to watch my spending but also try not to put myself in a situation where I know I’ll go overboard.

    February 19, 2015 at 10:36 am
  • Reply Lindsey@Kindred Spirit Mommy

    Alright! Good job keeping yourself accountable, now you HAVE to do it. πŸ˜‰ I am doing the same thing, out of necessity. If you waver, just think of me… unable to spend even if I wanted to… haha πŸ™‚

    February 19, 2015 at 11:01 am
  • Reply Susannah

    Good for you! I’m doing my best to keep from spending too much because we’re hoping to buy a house soon and I want the money there so I can decorate! I’m excited to hear how you did when the spending freeze is up! πŸ™‚

    February 19, 2015 at 11:51 am
  • Reply Fiona Naughton

    Best of luck with this. I really need to curb my spending too, I think I’m out of control at the moment.

    February 19, 2015 at 12:32 pm
  • Reply mail4rosey

    Dental work. Ugh. I’m going to have to go in and get some done too and it always ranks up there in the thousands. I dread the dentist’s office.

    February 19, 2015 at 3:10 pm
  • Reply CourtneyLynne Storms

    Good luck with this challenge!! I had a friend that did this recently and omg! Y’all are way stronger than me πŸ˜‰

    February 19, 2015 at 3:18 pm
  • Reply yonawilliams

    Good luck on the saving…I know it is very hard to resist clearance and super sales. Lately, I’ve been able to avoid a bunch of temptations. I would have to start with banning no Amazon, eBay or Daily Deal sites if I went through with something like that. Amazon is so hard to resist.

    February 19, 2015 at 3:22 pm
  • Reply April Decheine

    Great ways to save money! Especially the coffee, that is such a huge savings.

    February 20, 2015 at 7:51 am
  • Reply Lynn Dee

    25 days of no spending? I have done it before. Not again in the coming days though because we have the husband’s birthday to celebrate and we’re going out to eat. πŸ™‚

    February 20, 2015 at 9:18 am
  • Reply Jayme Carruthers

    Way to go! I have a no spend month planned for later this year. Hopefully it will work out. Good luck!

    February 20, 2015 at 10:10 pm
  • Reply Olivia Schwab

    I hope you stick with this plan! I have no idea how you won’t get starbucks but I give you props for trying! That would be so hard for me

    February 21, 2015 at 1:03 pm
  • Reply Mary O'Malley

    Good luck with the challenge! I bet you can do it with ease.

    February 22, 2015 at 9:23 am
  • Reply Debi@The Spring Mount 6 Pack

    I wish you the best with this challenge. I wouldn’t be able to do this, with my coffee.

    February 22, 2015 at 6:20 pm
  • Reply Chelsey

    Best of luck. Cutting out Starbucks will be a huge challenge πŸ˜‰ We love our coffee too!

    February 22, 2015 at 8:16 pm
  • Reply Erica Bodker

    I really need to do this and do it now. I wonder how much money I could save.

    February 24, 2015 at 6:49 am
  • Reply Lisa @ Fun Money Finds

    I need to do this too but I’m not sure I can live without Starbucks and wine…LOL!

    February 24, 2015 at 8:12 am
  • Reply Christine Hawkins

    I have been practicing living a simple life since last july. It has changed my life so much in so many ways. I will never go back. It is so funny how I literally changed myself into knowing what I really need in my life. In fact, one of the best things are that you save so much money. Your relationship gets better and you have time. Because of living more simple, I am able to live my life to the fullest and make my dreams come to reality. It ay seem a little unrealistic. I am currently starting to blog about it and eventually I would love to start a book on my journey. Thanks for sharing this post. This process is very hard, believe me. Don’t give up, it is all worth it in the end!

    February 24, 2015 at 8:32 am
  • Reply Denise @ Simply Bubbly

    I have been thinking about doing something like this. I have cut down on my spending a lot over the past year, but giving up Dunkin would be tough. Right now I am doing a de-clutter challenge for 40 days, which is hard enough, so maybe I’ll tackle this money challenge after. πŸ™‚

    February 24, 2015 at 9:50 am
  • Reply Jessica J-Marie

    I’m in the same boat as you are! I want so desperately to save more money, but it’s hard. I’ve always been a penny pincher, but for some reason I haven’t been monitoring my spending as well as I should be lately.

    February 24, 2015 at 10:04 am
  • Reply Michelle

    One thing I do each week, a NO DRIVING DAY! I park the car and stay put. The gas alone I save helps and really, the more you begin to see your savings the easier it gets. You will be surprised on how little we can get along with. Good Luck!

    February 24, 2015 at 11:46 am
  • Reply April Lou

    Good luck to you. I have been on a spending binge this past month. I need to slow down. This is excellent motivation to kick start some savings! πŸ™‚

    February 27, 2015 at 7:16 am
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